Attention homeowners: Real estate appraisal services for in Dallas and Dallas County
Here are the top 7 reasons why TX homeowners use Dohoney Appraisal:
Need help deciding the price of your house in or near Dallas, TX?
We at Dohoney Appraisal understand the special needs of a consumer seeking appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, lawyers, and CPAs. As our valued client, you can expect extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our findings.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
Since you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your home will attract buyers. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your home's value, and not just you saying how much you think your home is worth. Potential buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to a qualified appraiser's value conclusion than yours.
PMI Removal Appraisals
PMI stands for Private Mortgage Insurance. A preferred money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to a lender to have the PMI eliminated from your loan. At Dohoney Appraisal, we're veterans in helping homeowners just like you dismiss unnecessary PMI insurance.
Challenge a property tax assessment
Your local tax assessor may have your house overvalued if you live in an area that's going down or not appreciating as much as other properties nearby. That only means you are paying more taxes than you should. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from Dohoney Appraisal is your strongest weapon when contesting your property tax assessment.
HELOC recently frozen?
If your home is close to a declining area, your lender may just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be unsuitable from a cash flow viewpoint, and destructive to your credit score since it may appear as though that credit line is maxed out. Dohoney Appraisal can provide you with an expert appraisal that will help you reinstate your home equity line of credit.
Field and Desktop Appraisal Review Services
Do you need an expert to double-check your appraisal for accuracy, or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from Dohoney Appraisal can go out and check the subject and comps in a field review. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal you may have had done before. Even though this is usually requested by banks, you may want to use this service if you suspect mortgage fraud related to your property.